1 and the repayment period of the loan usually have different choices, such as 3 installments, 6 installments and 12 installments. Users can choose the appropriate repayment period according to their repayment ability and capital demand.
2. The longest repayment period of the loan can reach 36 installments, that is, the user can choose to repay the loan in three years.
3. The choice of loan repayment period is related to the user's credit rating, loan amount and other factors. The higher the credit rating, the larger the loan amount and the longer the repayment period that users can choose.
4. Loan repayment methods include equal principal and interest, average capital, etc. Users can choose the appropriate repayment method according to their repayment ability.
Extended data:
As a personal credit loan product, the choice of repayment period and repayment method needs to comprehensively consider the user's credit situation, capital demand, repayment ability and other factors. When choosing a loan, users should fully understand the relevant policies and regulations, plan the repayment plan reasonably, and avoid the influence of overdue repayment on personal credit. At the same time, Lending Bao, as a product of Ant Financial, has a relatively perfect credit rating and risk control mechanism. Users should abide by relevant regulations and maintain personal credit records during use.