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Can I transfer the car if I have a loan? How to sell a car without repaying the loan?

; Strictly speaking, a car during the loan period cannot be transferred or bought or sold, so the car owner only has the right to use the vehicle but not ownership, and the bank will also provide a mortgage certificate when applying for a loan. Prevents the vehicle from being sold during the mortgage process. If you are really in a hurry for money, you can try to negotiate with the buyer and let him/her advance the remaining loan first, and then go to the bank together to handle the settlement and mortgage procedures, and get back the big green book, car purchase contract, vehicle certificate and other materials , then you can go to the vehicle management office to transfer the ownership.

Vehicle transfer process 1. The vehicle management office staff first checks whether the appearance of the vehicle is consistent with the certificate, then prints the frame number, takes a photo and registers it; 2. Then checks the vehicle violation status through the public security system , if there are unsolved violations, you need to pay the fine before you can apply for transfer; 3. Pay relevant fees, such as rubbing fees, photo fees, etc., and the staff at the vehicle management transfer window will issue a transfer note; 4. The information is complete and approved After that, you can handle the vehicle transfer registration.

Supplementary (transfer application information) Motor vehicle transfer application form Valid identity certificate of the vehicle owner Motor vehicle registration certificate (green copy) Motor vehicle transfer certificate Motor vehicle driving license Index certification documents