Legal analysis: first of all, we must verify the qualification of the other platform. "Routine loan" violates the wishes of the victims, or creates inflated loan amount, or maliciously borrows money. Therefore, criminal suspects often use both hard and soft methods to "collect debts", which is similar to cases caused by illegal debt collection in foreign behavior. We should carefully distinguish the difference between conventional loans and private lending.

Legal basis: Article 103 of the Civil Procedure Law of People's Republic of China (PRC), sealing up, distraining, freezing or other methods prescribed by law. After the people's court has preserved the property, it shall immediately notify the person whose property has been preserved. Property that has been sealed up or frozen shall not be sealed up or frozen again.