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How can I have a house, a car and no loan?
I think at least two policies are needed.

First, stabilize the employment policy. Have a stable job, a stable income, and guarantee to work until retirement.

Second, the housing security policy. Don't buy a house, as in the past, pay a small rent, as long as you can live in an adequate house, and don't ask for a big one. There is also a policy, even if it is a condition, that is, someone should take care of the children.

Without these three articles, I really dare not take them, and I can't take them.

In fact, from the introduction of this policy and the messages of many netizens, we can see the problems that the country is facing:

1. Develop more real estate, regardless of the income of ordinary people.

2. Sideways encourage married families to have two children and three children. In recent years, the birth rate has been declining, the aging of the whole country is intensifying, and the pressure on young people is also great.

It costs a lot of money to raise a child. Buying a house costs thousands of dollars a month, not to mention parents' pension!

In the last two years, young people have become increasingly reluctant to get married, let alone have children. The reason why many young people don't want to get married is that the news has never solved the problem of mother-in-law and daughter-in-law

There are more and more successful women in society. They don't need to get married, and I don't need to look at the price of the house. It doesn't matter how many suites I buy.

……

About this news, it doesn't play much role at all. It is the rich who can afford a house, but ordinary people still can't afford it.

This policy is a joint strategy of the government, real estate developers and even the state-encouraging young people to have children and buy houses.