1. Buyers or families who have reached the age of 18, have full capacity for civil conduct, have legal and stable income, and have no housing in Qingdao but no mortgage record can be identified as the first suite.
2. Having a house in Qingdao, having settled the loan, and taking out a second loan to buy a house, it is recognized as the first suite.
3. A couple, one of whom has a house before marriage but has no loan record, and the other who has a loan record before marriage but has no real estate under his name, can be regarded as the first suite if they apply for a loan after marriage.