Ask for your basic information, such as the borrower's identity information, work information, asset status, loan amount, purpose, term, acceptable interest rate and so on.
They are just telephone sales channels of Ping An system, similar to insurance. Specifically, whether to lend money or not, or ask customers to find Ping An Bank, which has the final say!
In the final analysis, it is actually a consumer loan of Ping An Bank.
Second, how to negotiate repayment with Ping An Bank?
Step 1: Tell the bank to negotiate repayment and call the bank to find out how much you need to repay, specifically how much principal and interest you need to repay. If there is installment payment, there will be interest. How to calculate this interest must be clearly negotiated with the bank. As a customer, I have the right to know these contents. After calculating the principal and interest, negotiate with the bank about how much principal will be repaid in each period according to your repayment ability, and the customer service will help you register.
Step 2: Wait for the call from the bank.
Step 3: Call back for the second time, that is, tell you whether it is successful or not. Generally speaking, it is successful. We have determined three points: how much to pay in installments, how much to pay back, and how much to reduce or exempt interest. The bank may also take the initiative to ask you how many installments you want and how much you want. We must record it here, mainly because we are worried that the bank will go back on its word. We need to leave evidence.
Step 4: There are three forms of bank signing scheme: recording, electronic agreement and paper agreement. Generally, commercial banks are in the form of records, which should be recorded to the settlement date of your arrears. This is what the bank wants to keep.
3. What is the telephone number of Ping An Bank's loan return visit?
In order to deeply understand the situation and process of PayPal product processing and withdrawal, and improve customer satisfaction, it is planned to carry out the return visit business after double-pass loan. Back to 59550 1.
4. What is the telephone number of Ping An Bank loan return visit?
In order to deeply understand the handling and withdrawal of Xinyi Loan, Jintongtong 2.0 and Payeasy, touch customers' money, improve products and processes, and enhance customer satisfaction, it is planned to carry out the return visit business after the double-pass loan. Telephone numbers for return visits are generally 9550 1 and 07559550 1.