Private loans refer to non-banks or financial institutions, but financial intermediaries between natural persons, legal persons and other organizations. The general loan steps can be divided into the following steps:

1. The borrower needs to prepare real estate license, land use right certificate, collateral certificate, and bring ID card and other relevant documents;

2. Evaluate the operation of the institution and take the value of deduction as the standard of your loan;

3. Private lending institutions sign agreements with borrowers to provide guarantees for borrowers;

4. The borrower and the lender sign the contract in the notary office under the leadership of the loan service agency personnel, and notarize the deduction;

5. The lender goes through the formalities in the department, and the approver transfers the funds to the borrower's account after completion.

6. When paying off the loan, the borrower should remember to come with the investor under the guidance of the personnel of the lending institution. . . The relevant departments go through the cancellation procedures.