In fact, the maximum loan amount of medical insurance card is determined according to your medical insurance age and account balance. Generally speaking, the maximum loan amount of medical insurance card is 6,543,800 yuan. To apply for a medical insurance card loan, the following conditions must be met: 1, and the borrower has full capacity for civil conduct; 2. The borrower has a stable job and income, and has the ability to repay in full and on time; 3. The borrower can provide qualified mortgage guarantee; 4. The borrower has a good credit record and stable work and income in the local area; 5. Meet the requirements of medical insurance card loan. The general amount of personal medical insurance card loans shall not exceed 300,000 yuan in principle.