The house was chosen by lottery and the deposit was paid. But whether the loan can be refunded depends mainly on the specific situation. For example, the qualification of buyers does not meet the qualification of bank mortgage, which leads to the failure of mortgage, and developers cannot be required to refund the deposit. If it is the developer's reason, it can be refunded, and it is a double refund of the deposit. If it is for policy reasons such as banks and the government, it is also possible to refund the deposit.

How to choose a house when buying a house?

1, determine the order of house selection. Before choosing a house, determine the order of choosing a house. At present, there are two ways to determine the order of housing selection. One is to choose houses according to the order of the number in hand when arranging the number in the early stage, and the other is to decide who has the right to choose houses first by drawing lots.

2. Waiting buyers should wait in the waiting area first. The waiting area has a sales control table 3 and a display board with the characteristics of housing, so that they can know the room selection situation in the infield in time. If you are not fully prepared before choosing a house, you can look at the exhibition board and make a record.

The staff will call this number. The staff of the developer will call this number. When the last batch of buyers choose a house, the staff will ask the next batch of buyers to wait in the queuing area. When waiting in line, there is also a sales control table, which is convenient for buyers to know the situation of housing selection in time.

4. Select the house at the position of 1 in the sales control table, find the house you want, and then hang your own number plate on it to complete the house selection. If the house that buyers like is taken away by others, they can go out directly from the exit and consult the staff for follow-up matters.

5. Enter the room at the entrance of the official housing selection area, and there will also be a sales control table 2 in this area. Compared with the sales control table 3, the sales control table 2 has higher timeliness and more accurate house selection.

6. Fill in the subscription book. In the subscription book filling area, you need to fill in the relevant information on the subscription book and sign it, indicating that this suite belongs to the buyer.