1. Loans for buying houses and cars. Nowadays, house prices are skyrocketing, and houses are in urgent need. Buying a car is also for the convenience of life and cost saving, so many lenders buy houses and cars.

2. Shopping debt. This kind of debt is very common. Nowadays, many people have credit cards, Huabei, and JD Baitiao. It is a type of early consumption. Now that the Internet is developed, shopping is also convenient. To a large extent stimulate consumption.

3. The family income is limited, and there are children, and life is stressful, so there are many debts in this aspect