It is a contract for the user to use the loan provided by the lender to purchase goods or services within the scope of application of this service.
According to the provisions of Baitiao (Jingdong Finance) Credit Payment Service Agreement (1. 1), this agreement is a contract reached between registered members in JD.COM who meet the corresponding conditions and can use credit payment services, Chongqing Liangjiang New Area Shengji Microfinance Co., Ltd., cooperative financial institutions of Jingdong Finance, Shanghai Hefeng Yongxun Financial Information Service Co., Ltd. and their affiliated companies on matters related to the purchase of goods or services within the applicable scope of this service by users with loans provided by lenders.
The agreement consists of text, product description, service fee calculation rules and related annexes. Please read this agreement carefully, especially the contents in bold. Tick "I have read and agreed" and click the "Activate Now" button, it will be deemed that you agree to sign this agreement by electronic signature with your digital certificate. From the date of signing, this agreement will constitute a binding legal document for all parties.