Friends who know a little about corporate loans know that corporate loans are mainly used for large long-term investments such as fixed assets construction and technological transformation. Whether it is a loan or a credit card, it is best to repay it two days before the repayment date. So, what will be the consequences of enterprise loans overdue? What are the consequences of enterprise loans overdue? 1 will affect credit reporting and produce bad records. Loans overdue will inevitably affect the applicant's credit information, which is expected to produce bad records. Bad records will affect future loan and credit card processing. As long as you leave a bad record, you will keep it for three to five years. If you want to borrow from other banks in the future, you may not be able to apply easily because of bad credit. Once the applicant enterprise is overdue, the lender will increase the interest according to the loan amount and the overdue time of the applicant enterprise, usually 50%. As long as the interest is overdue, the daily penalty interest will rise. Different lending institutions have different penalty interests. If you want to know, you can consult a lending institution. 3 the sued or sanctioned enterprise will receive a lawyer's letter from the bank after a certain period of time; If the enterprise fails to pay for more than 3 months, those with serious circumstances will be punished by law. Legal sanctions include freezing deposits in all bank accounts of lenders and loan guarantors, and sealing up pledged property. Reminder: Enterprises will not be able to enjoy preferential loans after entering loans overdue. There were too many overdue repayment records on the previous loan. In addition to the penalty interest for repayment in loans overdue, it is also possible that the preferential interest rate for bank mortgage can not be obtained smoothly, and what is more serious is that it is impossible to apply for a mortgage again.