There is no handling fee after the car mortgage loan is paid off, just go through the following procedures: 1. After you pay off the car loan, you must first find the "mortgage contract" you have written, check the contact numbers of banks, auto financing companies or guarantee companies on the contract, and get in touch with them; 2. Generally, within 65,438+00 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4s store and notify the borrower. After the mail arrives, the borrower can go through the relevant formalities with his ID card. 3. Go to the vehicle management office to apply for cancellation of mortgage registration. With the above procedures, the motor vehicle owner and the bank agent can go to the vehicle management office to apply for cancellation of vehicle loan mortgage registration. Million car purchase subsidy