Hello, the loan must be repaid. Loans without a loan platform do not need to be repaid, and they need to be repaid in time.

If the repayment is overdue, it will first affect your personal credit and your future life and work. And the longer the overdue time, the higher the overdue fee and the greater the burden.

If you are in loans overdue, a special collection staff will contact you. If you don't repay the loan, it will affect your family and friends.

Those who are seriously overdue will be prosecuted, so they still have to pay back the arrears in time.

I hope I can help you.