Loan service fee The fee charged when handling loan business is called loan service fee. Generally speaking, it is collected by banks, but it is also collected by third parties that help the loan business. Loan service fees and charging standards depend on local conditions. You don't have to pay this fee to apply for a provident fund loan, but you only need to pay a guarantee fee and a house evaluation fee.

When handling loan business, the fee charged is called loan service fee. Generally speaking, it is collected by banks, but it is also collected by third parties that help the loan business. Loan service fees and charging standards depend on local conditions.

You don't have to pay this fee when you apply for a provident fund loan, but you only need to pay a guarantee fee (three thousandths of the loan amount, with a minimum of 300) and a house appraisal fee (three thousandths of the appraised value, with a minimum of 300 and a maximum of 1500).