This kind of loan refers to the RMB loan issued by the bank to the borrower as the working capital for self-employment, independent operation or partnership operation after the procedures of voluntary application by the borrower, community recommendation, audit by the labor and social security department, audit by the loan guarantee institution, and commitment guarantee.
Product advantages:
(1) The procedure is simple and quick;
(2) Full financial discount.
Loan terms:
(a) a natural person with full capacity for civil conduct, with legal and valid identification (resident identity card, household registration book or other valid documents);
(2) Abiding by the law and having no bad credit record;
(3) Opening a personal settlement account with our bank;
(4) Other conditions stipulated by the bank.
Application materials:
(1) Employment and unemployment registration certificate (annual inspection required);
(2) Business license (copy) (annual inspection required);
(3) Entrepreneurship training certificate;
(4) Letter of guarantee issued by the guarantee institution;
(5) Other materials specified by the bank.