1. If you choose a car mortgage loan to buy a car, then this loan method is the same as buying a house. First of all, you have to pay a certain down payment ratio, and you can apply for a loan for the balance. Generally speaking, the minimum down payment for car loans is 30%. In other words, if you buy a car through this loan, the loan amount is generally around 70%. Take a 6.5438+million car as an example, with a down payment of 30,000.

2. The general way to buy a car by mortgage is to have a property under your name and then mortgage to buy a car. The loan amount is generally determined according to the assessment of collateral, which can generally reach about 70% of the assessed price. For example, a house with a price of 6.5438+0 million has an estimated price of 900,000 and a loanable amount of 630,000.

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