Generally, it can be approved within fifteen to thirty days.

Under normal circumstances, it can be approved within fifteen to thirty days, but whether the user can be successfully approved still needs to be based on the actual situation. Because the loan processing speed of each branch is different, users need to go to the relevant branch to inquire about the specific approval time for home loans. Generally speaking, when applying for a loan, after the user goes to the bank's business outlet to submit materials, the credit manager will usually accept the user's loan application on the same day. If the credit manager checks that the materials are correct, a preliminary review opinion will be issued within two working days.