Generally speaking, the lender is a valid personal identity document when handling the car loan process. Including resident identity cards, household registration books, etc. If the borrower is married, please provide proof of spouse identity (note: under the same conditions, married people are more likely to get loans than unmarried people). The auto loan provisions are as follows:

Application materials to be provided:

1. Personal valid ID. Including resident identity cards, household registration books, etc. If the borrower is married, the identity certificate of the spouse shall be provided;

2. Certificate of intention to buy a car issued by the car dealer;

3. Household registration certificate or long-term residence certificate;

4. Personal income certificate, family income or property certificate when necessary;

5. If the purchased vehicle is secured by other means other than mortgage, relevant materials for the guarantee shall be provided;

6. Proof of down payment for car purchase;

7. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation.