There are two payment methods for mortgage: equal principal and interest and average capital. The specific formula is as follows: equal principal and interest: [loan principal × monthly interest rate× (1monthly interest rate) repayment months ]=[( 1 monthly interest rate) repayment months-1] average principal: monthly repayment amount = (loan principal/repayment months). Two months is quadratic.
How to calculate the interest when the annual interest rate of CCB loan is 4.5%?
Hello, according to the calculation method of annual interest rate of CCB loan of 4.5%, monthly interest = loan principal × monthly interest rate × days /365. For example, if your loan principal is 10000 yuan, the monthly interest rate is 4.5%, and the number of days in a month is 30 days, then your monthly interest is 10000×4.5%×30. To sum up, the annual interest rate of your loan is 4.5%, the monthly interest is 37.67 yuan, and the annual interest is 450 yuan.
China Construction Bank Mortgage Calculator
Log on to the website of China Construction Bank, enter the personal online banking, and then enter the financial calculator. You can find the personal housing loan calculator in the personal loan calculator.
In 2009, CCB implemented a 7.8% discount. Because you don't know how much mortgage you borrowed from CCB, you don't know the monthly repayment.
There are fund trading calculators, personal deposit calculators, personal loan calculators and stock trading calculators. In personal loan calculator, you can choose personal housing loan to calculate your mortgage repayment. You can also choose a fully functional area.