Mobile phone staging platforms include Gitzo, Suning Finance and Jingdong Finance, as follows:
1, Suning Finance
Suning Finance is a good platform for buying mobile phones by stages. The disposable funds can reach 200,000 by stages, and the staging time is also very long. At present, citizens aged 18 to 55 can apply for the phased mobile phone business of Suning Finance.
Features and advantages: There is a consumer finance license, the genuine rate is also guaranteed, and there is a zero-interest installment discount.
2. Jingdong Finance
Jingdong Finance is a platform that can help you buy mobile phones by stages. All the mobile phones are from JD.COM Mall. Jingdong Finance can handle various stages for everyone, including 3, 6, 12, 24 and so on.
Features and advantages: A major feature of JD Finance's staging is its fast harvesting speed, which allows everyone to use their favorite mobile phones as soon as possible.
3. Skill Cloud Staging
Skill Cloud Staging is a loan product launched by BOC Consumer Finance, which mainly provides loans for vocational skills training and can provide personalized customized solutions for borrowers. The loan amount is determined according to the borrower's comprehensive credit situation and loan purpose, with a maximum loan of 50,000 yuan.
Baidu has money to spend on education in stages.
Education staging is a loan product launched by Baidu, which mainly helps everyone to participate in education and training and provide their own knowledge and skills. The main lenders of education staging are China Everbright Bank, bank of tianjin and baixin bank.
5.tmall
It is also good to buy mobile phone business in stages in Tmall. However, everyone should have enough credit line. Tmall's installment consumption quota is given a certain consumption quota after comprehensive evaluation by the factoring company. Consumers can buy goods within the quota and pay by installments. Everyone's quota is different, depending on the consumption situation and credit history, it is generally around 4 thousand, up to 10 thousand.
6.gitzo
Gitzo is the platform for you to buy mobile phones by stages. The loan period is relatively long, with 65,438+02 months, 65,438+05 months and 65,438+08 months for you to choose from. It should be noted that if the money owed to Gitzo is not returned, Gitzo will hand over the collection work to a special collection agency. In addition to calling many times to collect money, the larger amount will even come to communicate the debt problem and even go to the company to collect money.
What are the top ten formal lending platforms?
The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.
The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.
1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.
2. Credit loan
The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.
If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.
What are the formal staging platforms? The strength of these five platforms should not be underestimated!
With the continuous innovation of online lending model, a staged platform has emerged in the online lending industry. But now there are a large number of installment loan platforms, many of which are not suitable. A friend was very cautious when handling installment loans, and asked which installment platforms he could apply for. Here, a brief introduction.
Gitzo staging
Gitzo installment is a installment platform with a consumer finance license, which provides not only commodity installment loans, but also cash installment loans. In addition, while applying for staging online, you can also apply for staging in some physical stores.
In terms of commodity staging, Gitzo can provide mobile phones, computers, motorcycles, fashion consumer goods, household appliances and so on. , the issue quantity is 12, 15, 18.
In terms of cash installment, Gitzo's installment amount can reach 50,000 yuan, which can be repaid in 6 to 48 installments.
Baidu has money to spend:
The loan of 65,438+0,000 yuan, with the maximum amount of 300,000 yuan, can meet both the daily loan demand and the large loan demand. Interest is calculated on a daily basis, and the daily interest rate is between 0.02% and 0.065%. The better the credit, the lower the interest rate. Baidu registered users aged between 18-55 have stable jobs and good credit, which will make it easier to be approved.
JD.COM White Strip:
Need to be a member of Jingdong, aged between 18 and 55. JD.COM IOUs can enjoy an interest-free period of about 30 days, and the handling fee is 0.5%~ 1.2% if it is divided into stages. Support for 24 issues, other terms are 3, 6, 12, etc.
Zhilian Premium Loan:
He is between 23 and 60 years old, has a stable source of income, and has high requirements for personal credit information. The annualized interest rate is about 17.82%, and the daily interest rate is 0.0495%. Depending on your qualifications, the page display shall prevail.
There are 28 loan companies in installment finance. Which eight are they?
Fei Da, Chuanshang, Baiqian, Jincheng, Gitzo, Step by Step, Mavericks, Pratt & Whitney. There are many companies in the development of financial industry. Try to choose a more formal loan company, which is more secure and avoids being cheated. Moreover, the formal loan platform will not charge any fees before lending, and the lending speed is fast and the amount is relatively high.
Top 10 formal online lending platform.
Nowadays, young people like to spend in advance, and loans have become the choice of many people. But there are many loans on the market, but not all of them are reliable. We need to find a formal platform. So what are the regular online lending platforms? Where can I find a platform with a high loan amount? Which platform has low loan interest? Let's take a look at the newly released formal online lending platform top 10 in 2022.
1, Ping An HP
Ping An Hewlett-Packard is a subsidiary of Ping An Insurance Group, focusing on providing loans, guarantees, consulting and other services. The company mainly provides high-quality loan services for ordinary wage earners, individual industrial and commercial households and other people, which is very trustworthy by customers.
2. Luo Qing fast loan (apply immediately)
At present, the amount of fast loan application in Luo Qing is between 10000~500000 yuan, and the service period is 1~36 months. As long as the applicant 18~60 years old, real-name registration system has registered to use mobile phones for 6 months and has a stable source of work income. Brother Black Tiger can try to apply if he doesn't let go.
3. Microfinance
Micro-loan is a micro-credit loan platform launched by Weizhong Bank on 20 15, which not only does not need mortgage and guarantee, but also has low interest and fast arrival. The daily interest rate is only 0.02%-0.05%, which has been launched on mobile QQ platform and WeChat platform.
4. Ants borrow it
Borrowing is a loan service launched by Alipay platform. The condition for users to apply for a loan is that the sesame credit score must be above 600, and the amount they can apply for is different according to the score, which is about1000-300,000 yuan. Trusted by many users, safe and reliable.
5. Preferential loans
Pleasant loan is an online financial service platform launched by CreditEase on 20 12, which mainly provides various loan services. Users can complete the whole process of borrowing on their mobile phones.
6.JD.COM gold bars
JD.COM Gold Bar is a formal platform under the JD.COM Group, focusing on providing loan services to users. Because of its characteristics of no mortgage and quick collection, it is trusted by users. It can be repaid with the loan or in installments.
7.baidu has money to spend.
Baidu Qianhua is a professional platform for providing financial credit services under Xiaoman Finance. Committed to providing convenient and fast personal credit services to the public, it has the characteristics of high quota, fast receipt and strong security. Among many online lending platforms, having money to spend is still very reliable.
8. Suning's willful loan
Suning's willful loan is a formal lending platform under Suning Finance. Committed to providing multi-purpose financial services such as decoration, education and tourism for individual users. It can be received in 20 seconds at the earliest, and the maximum amount is 200,000.
9. Gitzo Consumer Finance
Gitzo Consumer Finance is a platform under the Czech Gitzo Group, which focuses on providing consumer financial services and is committed to providing users with safe, convenient, efficient and trustworthy consumer financial services.
10,360 IOUs
360 IOU is a personal and micro-credit platform under 360 Group, which is committed to providing safe, professional and convenient financial services to major social groups, and granting different lines according to the credit status of users.
Here is the company introduction of the loan installment platform.