1. If you deliberately owe money and don't pay it back, the best way is to bring a lawsuit to the people's court according to law. 2. If you don't pay back the money, there is a civil legal relationship between the two parties, and the dispute between them is a civil dispute. There are two ways to solve civil disputes: negotiation between the two parties, mediation by the third party, or bringing a lawsuit to the people's court. If negotiation or mediation fails, or if they are unwilling to negotiate or mediate, they may bring a lawsuit directly to the people's court.

If one party occupies the other party's property according to the contract, and the other party fails to pay the payable amount according to the contract within the agreed time limit, the creditor cannot directly exercise the compulsory rights including the server property under the condition that the possessor has the right to seize the debt.

When the debtor or a third party provides certain property to guarantee the debtor to perform the debt, when the debtor fails to perform the debt, the creditor may seize the collateral and give priority to the realization of his creditor's rights with the value of the collateral. If the borrower still fails to repay the loan after the judgment of the people's court, he may apply to the court for compulsory execution. If the debtor still refuses to execute, he may refuse to execute the charges ruled by the court and be given a lighter punishment.

The Civil Code stipulates: "The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 61 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. "

Legal basis: Article 233 of the Civil Law states that if the property right is infringed, the obligee can solve it through conciliation, mediation, arbitration and litigation.