Yes! Their own financial company, if you don't borrow money from him, you have to pay it back! Go to another place for a loan.
2. Is Dongfeng Blue Card a state-owned enterprise?
Dongfeng Lanka is an automobile brand with commercial vehicles as its main product in China, which belongs to China Dongfeng Motor Group Co., Ltd. As one of the largest commercial vehicle production bases in China, Dongfeng Lanka has been committed to the research, development, production and sales of commercial vehicle products since its establishment, and has continuously introduced high-performance and high-quality commercial vehicle series. Dongfeng Lanka mainly produces large trucks, special vehicles, trucks and tractors, which are widely used in urban logistics, highway transportation, mine transportation, engineering construction, fire rescue, urban and rural passenger transport and other industries. As a state-owned enterprise, Dongfeng Lanka has been adhering to the concept of "quality first, customer first" and strives to achieve the sustainable development of the brand.
3. What is the financial service of Dongfeng Motor?
Established in 1969, Dongfeng Motor Company is the backbone enterprise of China automobile industry. After more than 30 years of construction, Shiyan (mainly medium and heavy commercial vehicles, spare parts and automobile equipment), Xiangfan (mainly light commercial vehicles and buses), Wuhan (mainly buses) and Guangzhou (mainly buses) have been built one after another. Company address: Wuhan, Hubei, China.
4. What kind of finance does Dongfeng Shen Feng loan take to buy a car?
It's their own financial company, Dongfeng Finance.
Data expansion: Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.
deadline
The term of automobile consumption loan is generally 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.
loan rate
benchmark interest rate
According to the regulations of the central bank, the benchmark interest rate is implemented for auto loans, but financial institutions can float within a certain range of the benchmark interest rate. The term of auto loans in major banks is generally less than five years, and the interest rate of auto loans directly determines the cost of people's loans and becomes an important factor in determining whether people lend.
How to calculate the car loan interest rate
Calculation formula of monthly car loan: a = p (1i) [(1i) n-1]/n 2/i.
A: Monthly contributions.
P: total donations
I: monthly interest rate (annual interest rate/12)
N: Total months of contribution (year × 12)
loan rate
The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. Generally, customers with excellent conditions can enjoy the benchmark interest rate or float down 10%, while ordinary customers need to float up 10% on the basis of the benchmark interest rate.
20 13 latest bank loan interest rate: benchmark floating 10%- 15%.