As an important social security welfare measure, housing accumulation fund aims to help workers solve the housing problem. The housing accumulation fund withdrawal policy implemented in Dongying City is similar to that in other cities in China, providing various withdrawal methods, as follows: 1. Buying a house: employees can withdraw all or part of the balance of provident fund when they buy the first suite in Dongying City, and the maximum withdrawal ratio can reach 80%. You need to show the house property certificate and other relevant certificates when withdrawing. 2. Mortgage repayment: When employees use the housing provident fund to pay off their housing loans in advance, they can withdraw all or part of the balance of the provident fund, and the maximum withdrawal ratio can reach 50% of the repayment amount. 3. Serious illness medical treatment: employees or their spouses or children suffering from serious illness need to pay high medical expenses, and all or part of the balance of the provident fund can be withdrawn, and the maximum withdrawal ratio can reach 50% of the total medical expenses. 4. Renting: When employees rent a house in Dongying City, they can withdraw the balance of the provident fund according to the prescribed proportion, and the specific proportion depends on factors such as the rent level and the monthly contribution of employees. Attention should be paid to relevant certification materials, such as housing property certificate, repayment certificate, medical certificate, etc. , should be provided when withdrawing housing provident fund. In addition, the extraction ratio is also limited, and it cannot be extracted beyond the limit.
Is there a time limit for the withdrawal of housing provident fund? There is a time limit for the withdrawal of housing provident fund. According to the "Administrative Measures for Housing Provident Fund in Dongying City", employees who have purchased the first suite for three years in Dongying City will receive no more than 24 withdrawals per year, no more than three medical treatments for serious illness, and no more than six months of rental housing. Those who exceed the limit will not be able to quit.
The operation of extracting housing accumulation fund in Dongying City is relatively simple, but it is necessary to comply with relevant regulations, provide complete proof materials and operate in accordance with the prescribed proportion. If in doubt, it is recommended to consult relevant functional departments or professionals.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation of old buildings, overhaul occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.