Hello, buying a house in Shanghai will not be recognized as a second suite, and deed tax collection only depends on the number of properties in this city. Therefore, the deed tax on the house you bought in Shanghai will be paid according to the standard of the first suite, and whether it is integral or not depends on your housing area.

(1) If the building area is less than 90 square meters, the tax rate is1%;

② If the building area is more than 90 square meters, the tax rate is 1.5%.

The first set of conditions for loans and taxes are different from the second set. For details, please refer to the following points:

① When making provident fund loans, determine the number of banks as a family unit (both husband and wife and minor children are a family). Look at your mortgage records in this city, the foreign mortgage records and the number of houses will not affect the purchase of houses in this city. You had a mortgage record in Guangzhou before, and buying a house in Shanghai was the first suite. If your house area is less than 90 square meters, the minimum down payment ratio is not less than 20%, and if it is more than 90 square meters, the minimum down payment ratio is not less than 30%.

② When making commercial loans, you should look at your own nationwide mortgage records. You had a mortgage record in Guangzhou before, and buying a house in Shanghai is a second suite, with a down payment of at least 50%.

③ The standard of deed tax payment is mainly based on the number of houses owned by households in this city. If there is no house under the name of Shanghai, the deed tax will be levied according to the first set, with a construction area of 90 square meters or less and a tax rate of1%; The construction area is over 90 square meters, and the tax rate is 1.5%.

The second set, regardless of size, has a tax rate of 3%.