Hello, from March 1 5, 201day, the loan interest rate for less than five years (including five years) will be lowered by 0.25 percentage point, from the current 3.75% to 3.50%; The interest rate for loans over five years will be lowered by 0.25 percentage points from the current 4.25% to 4.00%.

Q: What kind of policy does the second-home housing provident fund loan in our city implement?

Answer: (1) The second-home personal loan is only granted to the existing per capita housing construction area, which is lower than the per capita housing construction area of urban residents newly announced by Anyang Municipal Bureau of Statistics (in 2009, the per capita housing construction area was 3 1. 15m2).

(2) The use of the second home loan is limited to the purchase of ordinary self-occupied housing with improved living conditions.

(3) The personal loan interest rate for purchasing the second house is 1. 1 times of the first personal loan interest rate in the same period.

(4) The down payment ratio of the personal loan for purchasing the second house shall not be less than 60%, that is, the personal loan amount shall not exceed 60% of the appraised value of the house or the actual purchase price (whichever is lower).

(5) If the housing purchased by the loan applicant belongs to the third or above housing, the personal loan application shall be stopped.

Hope to adopt, thank you.