The loan platforms without credit information are: 1, and borrowing. Borrowing is a personal credit loan product under Alipay, which requires users to score more than 600 points. According to the actual feedback of most users, if the user's sesame score is above 650 points, the quota is likely to exceed 10 thousand. However, the actual credit line still depends on the user's personal qualifications. 2. Petty bourgeoisie wallet. Petty bourgeoisie wallet is a financial platform for mobile Internet terminals, which is highly secure through APP. Petty bourgeoisie wallet provides more people-friendly, safe and convenient financial services for the public. Petty bourgeoisie wallet platform only does mortgage creditor's rights, not credit creditor's rights, and the threshold is low. Petty-bourgeois wallets are paid quickly, managed by a third party, invested and managed on the same day, and interest is calculated the next day, which improves the efficiency of users' making money.
3. Simple staging
Easy installment is also lending money without checking credit information. The maximum loan amount provided to users this time is 200,000 yuan, and the service period is 3- 12. Applicants are required to be between the ages of 22 and 55, and can submit personal information such as ID card, mobile phone operator, contact person and bank card. There is no return call for the product, and the loan will be released on the same day as a batch of loans comes down.
4. Extreme wind classification
Extreme wind installment is a loan platform that can be easily passed without checking credit information. Applicants need to be between the ages of 22 and 55 and be able to submit personal information such as ID card, mobile phone operator, contact person and bank card. The loan amount is generally within 10000, and the service period is 3- 12.
5. Extreme financing loans
Extreme wealth loans are also low in 2022. The maximum loan amount opened in this account is 30,000 yuan, and the longest service period is 12 months. However, there are actually more loans of around 5,000 yuan, and there are tens of thousands of loans with better qualifications. The withdrawal is also fast, and it basically arrives on the same day.
2. Where can I get private loans in Dali? If you don't need information, the interest rate is high.
You can apply at the local bank.
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
1. Submit an application to a local bank or lending institution;
2. Prepare various materials required for the loan;
3. Face-to-face bank or
4. The bank examines the qualifications of the lender;
Step 5 review
3. Is there a loan that you can get without working materials?
I. Loan interest rate (1) The loan interest rate is related to the loan purpose, loan nature, loan term, loan policy and different loan banks. The state sets the benchmark interest rate, and banks determine the differential loan interest rate according to various factors, that is, floating up or down on the basis of the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. Types and annual interest rates are as follows: ① Six-month (inclusive) short-term loan 6.10%; ② 6.56% from half a year to one year (inclusive); ③ One to three years (inclusive) 6.65%; ④ Three to five years (inclusive) 6.90%; ⑤ More than five years and 7.05%. (2) Take mortgage as an example: comprehensively evaluate the bank loan interest rate according to the credit status of the loan, and determine the loan interest rate level according to the credit status, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1 of the benchmark interest rate. Since February 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. At the beginning of April, large state-owned banks began to implement preferential interest rates for the first home loan. The interest rate discount of some banks can be up to 15%. The interest rate after 15% discount for more than five years is 7.05%0.85=5.9925%. 2. Deposit interest rate The implementation date of this deposit interest rate adjustment is July 7, 20 1 1 year. 1. Deposits of urban and rural residents and units (1) Current 0.50% (2) Fixed term 1. Three-month lump sum deposit and withdrawal 3. 10% half a year 3.30% one year 3.50% two years 4.40% three years 5.00% five years 5.50%2. Lump sum deposit and withdrawal. One-year interest rate is 3. 10%, three-year deposit is 3.30%, and five-year deposit is 3.50%. 3. Within one year, lump-sum deposit and lump-sum interest rate concessions of the same grade will be given, with the agreed deposit of 1.3 1%, 0.95% for one day and 1.49% for seven days.