Generally speaking, the reasons for the rejection of second-hand mortgages are as follows:
1. Reasons for the purchaser: the purchaser has a bad credit record; The salary of buyers is not high, and they can't afford the mortgage; The buyer's formalities are not ready.
2. Intermediary reason: the intermediary failed to apply for the loan due to information omission.
3. Seller's reasons: The seller conceals the real information of the house, such as the old age of the second-hand house; Small housing area, poor geographical location, no liquidity, will also be refused loans; The seller concealed the property right, and the house involved multiple property owners, who did not agree to sell the house, resulting in the loan being unable to be processed.