First, let Qian Shengqian.
Now that the currency is depreciating and prices are rising rapidly, the money in the bank is becoming less and less valuable. Friends who have experienced in business and investment know that as long as they have funds, it is easy to obtain high expected annualized expected returns with interest and capital. If you choose a loan to buy a car, although the bank will charge a certain interest, you can also use Yu 'ebao and bank wealth management to fight against it. If you meet some interest-free models, you will get stable profits, so you can be Qian Shengqian.
Second, reasonable financial management.
Nowadays, many people who borrow money to buy a car are really short of money, hoping to get on the bus as soon as possible with the help of loans. In addition, a large number of them can buy a car in full, but they want to save money for financial management or business. The current price increase, if we don't do some investment and wealth management projects, can't keep up with the pace of price increase. Reasonable financial management can make your expected annualized expected income more.
Third, it is most convenient to buy a car with a loan.
Many people will first think of borrowing from relatives and friends when they are in financial difficulties, but in this way, they will think of returning it as soon as possible so as not to hurt their feelings. The interest rate of private lending is high. If you choose to buy a car by loan, you can sometimes enjoy preferential policies such as interest-free and down payment.
Fourth, accumulate credit wealth.
Some people think that no loan, no overdue is the best credit record. Actually, it is not. There is a loan record in the bank, and the loan record is good, which is the best credit record. For those who don't have any credit history, banks will trust you more if they understand the credit foundation and repay on time.