Hello, regular loans are linked to personal credit status. You should check the credit status when applying for a loan. If there is overdue repayment, it will have a negative impact on personal credit status. We recommend that you Loans should be within your means and repay on time to maintain your credit rating.

There are so many loan platforms now. It is recommended to choose a large platform to ensure the security of funds and information. It is recommended to use Youqianhua. Youqianhua, formerly known as "Baidu Youqianhua", is a credit brand under Duxiaoman Financial. It provides users with safe, convenient, unsecured, and unsecured credit services. To borrow money, go to the Duxiaoman Financial APP (click official measurement). Have money to spend - Manyidai, with daily interest rates starting as low as 0.02%, has the characteristics of easy application, low interest rates, fast disbursement, flexible borrowing and repayment, transparent interest fees, and strong security.

Share with you the application conditions for money-to-spend consumer products: they are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. Due to objective reasons such as timeliness of the content, if the answer content is inconsistent with the actual interest calculation method of Youqianhua products, please refer to Duxiaoman Financial APP-Youqianhua Borrowing The page display shall prevail. Hope this answer is helpful to you.