Personally, anyone with a normal monthly salary of about 1W or more can consider X1. Of course, it also depends on your personal habits, whether it is compatible with loan installments. My family income is about 20k (monthly salary), so I bought it. The 3 Series is a BMW Pioneer financial lease. Anyway, there is no down payment, and then it will be repaid in three years. It has little impact on life every month. You can search on Baidu to get more relevant information.