Every bank and institution has different requirements for loans.

Second, how to borrow money on the Agricultural Bank app?

1 First, users need to log in to the mobile banking of Agricultural Bank of China. It should be noted that ABC Mobile Banking has six password input opportunities;

Then select "Loan" in the menu bar on the homepage, and you can enter the loan product page of ABC Mobile Banking;

3 Users can see the loan products of Agricultural Bank of China on the product page, including personal e-loan, small micro-e-loan and Huinong e-loan. Select the products that need to apply for loans, and click "Apply Now";

4 and then according to the page display.

The above is the detailed process introduction of ABC's mobile banking loan, hoping to be helpful. It should be reminded that the loan products of Xiao Wei E-Loan are for small and micro enterprises and business owners, and can only be applied through corporate online banking.

3. Which bank app can lend money?

Most banks can APPly for loans online, and users can apply for online banking loans through online banking, mobile banking app, and bank WeChat official account. When a user submits a loan application online, it is generally reviewed by the system, so the review result can be obtained quickly. After the review is passed, the system will arrange the loan. For users, it is not necessary to go to the bank counter to apply for bank loans online, but some online bank loans require users to complete face-to-face interviews offline. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply. Application conditions The borrower's requirements are 1. Natural persons (Hong Kong, Macao and Taiwan, Chinese mainland and foreigners are also allowed) aged 18-60 2. A stable job and a stable income. The ability to repay the loan principal and interest listed in Schedule 3. The actual age of the borrower and the loan application period shall not exceed 70 years old. The information that the borrower should provide is 1. You need both husband and wife's ID cards, household registration book/temporary residence permit and household registration book. 2. Marriage certificate/divorce certificate or judgment/single certificate. 3. proof of income (format stipulated by the bank) 4. Copy of business license of the company (with official seal) 5. Credit certificate: including academic qualifications. 6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements. Note: From May, 20 10, foreign residents who want to buy a house in Beijing must also provide the tax payment certificate of recent 1 year or the social security certificate of 1 year and other materials that can prove that they have worked in Beijing for 1 year. The seller needs to provide materials 1. Husband and wife's ID card, household registration book and marriage certificate (marriage certificate or single certificate) 2. Special materials of real estate license required by foreigners to buy a house: Taiwan Province people-mainland travel permit (Taiwanese certificate), household registration vine (which can prove their marital status), Beijing house purchase approval form, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration). Mortgage notarial deed (entrusted to handle the late house purchase and mortgage registration): notarization of Chinese translation of passport, notarization of Chinese translation of name, notarization of Chinese translation of household registration (which can prove marital status), notarization of mortgage (entrusted to handle the late house purchase and mortgage registration): notarization of Chinese translation of other nationalities-passport, notarization of Chinese translation of name, notarization of Chinese translation of marriage certificate and notarization of mortgage (entrusted to handle the late house ownership and mortgage registration). Materials that the seller needs to provide for the enterprise: legal person ID card, original and photocopy of business license, organization code certificate, resolution of the selling board, articles of association, power of attorney, trustee ID card, proof of collection account (all the above materials must be stamped with official seal) and real estate license.

4. Can the Agricultural Bank app lend money?

I suggest that you can choose regular banks such as ABC's "Netjet Loan".

Netjet loan refers to the small consumer bank application of Agricultural Bank of China, which is received by individual customers, automatically approved and used for personal use. Don't trust online loans.

The following is the application process through Pocket Banking:

Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown:

Step 2: Select the "online loan link" product, as shown in the following figure:

Step 3: Enter the NetJet loan introduction page, where the advance loan amount can be displayed, and click Apply Now, as shown below:

Step 4: Enter the application page, select the loan purpose and deduction account, confirm the personal contact information, and check the consent option below.

Step 5: Select the loan and enter the signing information interface. After confirming that the information is correct, click "Next" to enter the face-brushing authentication, and then enter the final signing interface. Click OK to verify the security tool (KBao or KLing), and then jump to the signature interface. After signing the contract successfully, you can click "Lending" directly.

Tips: The online loan application time is from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If the limit exceeds the limit of the day, it is exhausted. Please apply again the next day.

2065438+From July 25th, 2009, new online loan customers can suspend their applications through personal banking channels or super-counter online banking channels, but they can still handle loan inquiry and repayment; For existing customers, personal online banking can inquire and repay, but it cannot lend money. If you need to operate a loan, you must handle it through a personal bank.

If ABC has other questions, please consult the local personal loan center.

(Answer time: June 15. In case of business changes, please refer to the actual situation. )