You don't need a China Merchants Bank card, you can apply for a car owner loan, you don't need to stop and install GPS, and you can lend money in real time for up to 3 years and up to 300,000. You can choose the repayment method of equal principal and interest, paying interest first and then paying principal. To apply, you need to download China Merchants Bank Pocket Life APP.

Second, the car mortgage only needs to install gps without taking the car, right?

I don't know, but I suggest that individuals consult the lending institution whether it can make a second mortgage and the mortgage situation.

Third, the second mortgage of the car does not bet on the car.

Of course. The vehicle can be mortgaged twice. If the actual value of the vehicle is relatively high, the first mortgage value is relatively low, and there is a residual value, which can be mortgaged again. Requirements and materials for applying for car loan service for car mortgage: 1. Have a stable job, and the applicant has the ownership of the local mortgaged vehicle. 2, living and working in the city for a long time, to carry out business occupation and economic income. 3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice. 4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles. 5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers). 6. Other documents required by the Cooperation Organization. Automobile mortgage is a loan obtained from a financial institution or an auto loan company with the borrower's or a third party's car or self-purchased car as collateral. The purpose of a loan secured by a car is mainly to be quick. (Of course, cars depreciate rapidly, and traffic accidents have a high probability of affecting the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage, and the general loan evaluation price is 50-80%. Note: 1, most cars are mortgaged with mortgage certificates instead of cars, that is to say, as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and the car can be used as usual after installing GPS. Therefore, before making a mortgage, we must first understand whether the car mortgage has a mortgage, and try to avoid the institutions that want to mortgage the car; 2. automobile mortgage's funds are often used for short-term turnover. If long-term loans are needed, it is not applicable to borrow money with cars as collateral; 3. Because automobile mortgage often produces higher expenses, if you choose a vehicle mortgage loan with a long cycle, you can try to repay it in advance if there is prepayment. 4. When choosing institutions, borrowers should try to choose formal lending institutions. Such as banks and small loan companies in industrial and commercial registration. Only on this basis can we truly protect our legitimate rights and interests, and once it comes into being, the law can solve it. Relevant regulations: (1) Determination of loan interest rate: The lender determines the interest rate of each loan according to the upper and lower limits of loan interest rate stipulated by the People's Bank of China, and specifies it in the loan contract; (II) Collection of loan interest: Lenders and borrowers shall collect or pay interest on schedule in accordance with the loan contract and relevant interest-bearing provisions of the People's Bank of China. When the loan extension period plus the original term reaches the new interest rate grade, it will be charged at the new term grade interest rate from the date of extension. Penalty interest is charged for overdue loans according to regulations. (3) Loan interest subsidy: According to the national policy, in order to promote the economic development of certain industries and regions, the relevant departments may subsidize the loan interest. Loans subsidized by relevant departments shall be independently examined and issued by the undertaking bank, and strictly managed in accordance with the relevant provisions of the General Rules for Loans. (4) Stop, interest and interest loan: Except as stipulated by the State Council, no unit or individual has the right to decide to stop, interest and interest. The Lender shall, according to the decision of the State Council, specifically handle the cessation, interest reduction and interest-free according to the scope of duties and authority.

Fourth, the second car mortgage only needs to install gps instead of taking the car.

I don't know, but I suggest that individuals consult the lending institutions whether they can make a second mortgage and the specific process of mortgage.