The interest on Ping An and Standard Chartered credit loans is 8%-9% per year, and the monthly management fee is 0.49%, which adds up to 14%- 15% for the whole year.

Other banks' mortgage and guarantee interest are:

I. Short-term loans

Six months (inclusive) 5.58

Six months to one year (inclusive) 6. 12

Second, medium and long-term loans

One to three years (inclusive) 6.30

Three to five years (inclusive) 6.48

More than five years 6.84