The annual interest rate of Ping An Bank's new personal credit loan starts from 10.8% instead of 2.3% per month. According to the minimum annual interest rate of 10.8%, if the loan is 20,000 yuan and the loan is 1 year, the total repayment amount is 2 1 189.2 1 yuan. You can log in to Ping An Pocket Bank APP- Home-Loans-New Loans for detailed loan information.
Reply time: August 2020-11. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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Ping An Bank loan interest
The monthly interest rate of 1. is only 8.6%, and the annual interest rate is 10.4%, which is the lowest interest rate in the existing credit loan market in Baoding.
There is no handling fee, which saves you a lot of extra expenses.
If the lender applies for Ping An Bank's decoration loan, credit loan, car loan and other products. According to the lowest loan interest rate of Ping An Bank in official website, the one-year loan interest rate is 4.35%, the one-to-five-year loan interest rate is 4.75%, and the five-year loan interest rate is 4.9%.
If the user applies for a loan of 654.38 million yuan, if the user applies for a one-year loan, the loan interest is 4350 yuan. If you apply for a loan for one to five years, the total loan interest is between 4750 and 23750 yuan. If you apply for a loan for more than five years, the loan interest is 4900 yuan x years.
If the lender applies for a personal housing loan in Ping An Bank, according to the data of relevant institutions, the average loan interest rate of the first suite of Ping An Bank is 5.4%. In this way, the lender applied for a loan of 654.38 million yuan, with an annual loan interest of 5,400 yuan.
How much is the loan interest of Ping An Bank?
The average daily interest rate of Ping An Bank loan is 0.05%.
Ping An credit products belong to Ping An I loan with a maximum amount of 30,000 yuan. You can apply at the age of 23 and borrow it. I The loan shall bear interest on a daily basis, and the daily fee = the daily interest rate of the remaining repayment principal. The daily interest rate fluctuates according to the borrower's qualification, and the general daily interest rate is 0.05%. For example, the loan amount is 65,438+00,000 yuan, and the daily interest is 65,438+000,000.05% = 5 yuan.
After applying for a loan, the borrower must remember to repay the loan on time. If the loan is not repaid within the specified time, the borrower's own reputation will be damaged, and it may not be so easy to apply for a loan next time.
Extended data:
Ping An Bank loan is introduced as follows:
Ping An insurance policy loan procedure is very simple, as long as the applicant holds a valid policy and the original ID card, it can be handled without any collateral and evaluation. In general, users can receive loans within 7 to 10 working days. Policy loans don't need to wait more than a month like banks.
Taikang, Xinhua, China Life Insurance and Ping 'an, China, the insured have paid fees normally for more than three years, and have not stopped paying during the payment period, and there has been no change of the insured in the past year. The age must be between 25 and 55; Second, customer registration.