China Construction Bank's salary card can apply for a loan from China Construction Bank under certain conditions. \x0d\ \x0d\ Salary Card Loan Application Procedure \x0d\① First, the borrower shall submit the Personal Salary Card Loan Application Form to the bank; Secondly, after receiving the loan application and necessary materials, the bank will review the borrower's credit standing, repayment ability and the authenticity of the materials within the specified time; \x0d\② Finally, the bank issues loans to eligible borrowers that are consistent with their salary level, credit rating and expected loan amount. \ x0d \ x0d \ Conditions for applying for a salary card loan \x0d\ 1. The national civil servants and employees of government agencies and institutions with good economic benefits and stable jobs are paid by the bank. If your salary is paid by the loan bank, the possibility of loan success will be improved; \x0d\2。 Have a permanent residence in the loan bank; /3. Have the ability to repay the loan principal and interest on schedule, have a stable income and a salary above a certain level (depending on the salary level of the bank); \x0d\4。 Good credit record and compliance with bank loan regulations; \x0d\5。 The materials required to apply for a salary card loan include: the borrower's ID card, the original and photocopy of the household registration book; The labor contract signed with the work unit; Income certificate issued by the unit; Utility fees (water, electricity, gas, telecommunications) paid by the borrower in the past 3 months.