In daily life, most people actually don't want to borrow money from relatives and friends when they are short of money, but prefer to apply for small loan products to alleviate their urgent needs. After all, these loan platforms have low application threshold, fast payment speed, and no one knows the application, so don't worry about the embarrassment of borrowing money. Recently, many friends asked what the popular online loan in Bian Xiao was like, and what were his application conditions? Why didn't you pay for a long time after applying? Let's talk about these two issues today!

1. What are the conditions for applying for a loan from Pu Ronghua?

According to Bian Xiao, the current loan amount of Pu Ronghua is between 5,000 yuan and10,000 yuan, and the loan period can be divided into 3- 12 periods. This is a formal loan product, so the interest is also compliant. Friends who want to apply need to be aged between 65,438+08-60, and can provide real and valid identity documents and other relevant information, such as bank card information. Applicants must also have a stable income certificate, which can be continuous salary, tax payment certificate, etc. If the above basic conditions are met, you can submit Pu Ronghua's application. However, it is worth noting that although the loan speed of Puronghua is relatively fast, not everyone can get approval and loan immediately after application, and everyone needs to apply carefully.

Second, why don't you pay for a long time after applying?

Although Puronghua's approval speed is relatively fast, it still needs to confirm the applicant's qualification and credit status through various links such as risk control review. This process can be cumbersome and will increase the review time. In addition, it is necessary to provide all kinds of proof materials, such as identity cards, salary running water, etc. When applying for inclusive flowers. If these materials are not standardized or the information provided is wrong, the review time will be extended. Secondly, if the applicant's credit record has bad records, such as overdue, it may affect the application result. At this point, it is suggested to improve your credit rating by sorting out your personal credit records first. Finally, if the banking system fails, Pu Ronghua may not be able to handle the loan request in time, which will lead to the applicant's long-term failure to obtain approval and loan.

In a word, if you want to get a loan from Puronghua faster, you should be prepared as much as possible, such as improving materials and improving personal credit rating. At the same time, you can also check the application progress by phone or online customer service to keep abreast of the latest status.