The maximum amount of Xi'an Housing Provident Fund personal housing loan is 750,000 yuan, of which the maximum amount for a dual-income family is 750,000 yuan, and the maximum amount for a single-income family is 500,000 yuan. The loan amount shall not be higher than the amount determined based on the provident fund payment time and the balance of the payment account. If the spouse's provident fund contribution is abnormal, the spouse's provident fund portion will not be included in the calculation.

Loan amount, borrower's provident fund deposit account balance, spouse's provident fund deposit account balance) number (18 times) deposit time coefficient

The overall limit of the borrower's provident fund deposit account balance is enlarged 50,000.

(1) If the total deposit account balance of the borrower and his spouse is less than 5,000 yuan, the maximum loan limit shall not exceed 250,000 yuan (2) The total deposit account balance of the borrower and his spouse exceeds 5,000 yuan but is less than 10,000 yuan. If the total balance of the borrower's and spouse's payment account exceeds 10,000 yuan but less than 20,000 yuan, the maximum loan limit shall not exceed 350,000 yuan.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 3 The housing provident fund paid by individual employees and the housing provided by the employee's unit for employees Provident funds belong to individual employees.

Article 4 The management of housing provident funds shall be based on the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, storage in special bank accounts, and financial supervision.

Article 5 The housing provident fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may misappropriate it for other purposes.

Article 6 The deposit and loan interest rates for housing provident funds shall be proposed by the People's Bank of China and shall be submitted to the State Council for approval after soliciting the opinions of the construction administrative department of the State Council.