The starting point of personal loans for production and operation in rural areas is 654.38+10,000 yuan (excluding), and farmers are loans for production and life. The maximum credit for a single household does not exceed 654.38+10,000 yuan (inclusive), and the application conditions for individual production and operation loans in rural areas are stricter than those of farmers.
Second, what is the difference between farmer loans and enterprise loans?
1. Farmers' loan: refers to RMB loans granted by banking financial institutions to eligible farmers for production, operation and daily consumption.
2. Operating loans: financing products that serve small and medium-sized business owners or individual industrial and commercial households. Borrowers can obtain bank loans through real estate mortgage and other guarantee methods, and the loan funds are used for the business needs of their enterprises or individual industrial and commercial households.
3. What are the connections and differences between professional loans (family farms), rural individual production and operation loans and farmers' loans of China Agricultural Bank?
Hello, there are many platforms available now, and the amount is basically between 5 million and 300,000. You can apply through banks and online loans. Compared with other loans, although the amount is low, it is very popular because of its fast lending and flexible borrowing. As long as you choose a regular big platform, and the security of funds and information is guaranteed, you can use it with confidence.
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I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.
Fourth, the difference between rural loans and agricultural loans.
Agricultural loan is also called agricultural loan, referred to as "agricultural loan". Refers to the loans provided by financial institutions to enterprises and individuals engaged in agricultural production for the needs of agricultural production. In modern agriculture, with the development of the integration of agriculture and industry, many countries classify the loans provided for the supply of means of production before agricultural production, the processing and sales of agricultural products after production as agricultural loans, and some also classify the loans provided by banks for rural credit cooperatives as agricultural loans.
Agricultural loans include farmers' loans. Farmers' loans refer to all kinds of RMB loans for production, operation and consumption issued by rural credit cooperatives to farmers who meet the loan conditions in their service areas. The loan targets are general contractors and professional households.