Legal persons are only representatives of enterprises. Once the loan application is successful, it has nothing to do with the legal person and the individual has no repayment obligation. However, if the legal representative or shareholders were used as joint and several liability guarantors at that time, they needed to bear obligations, and whether the company was a limited liability company or a joint-stock liability company was also related to the company's loan, and the responsibilities were different.
If it is a legal person, it may have an impact. Although the company loan is in the name of the company and the personal loan is in the name of the individual, the provident fund may not be allowed, because one of the conditions of the provident fund loan is that there are no other debts that have not been paid off, which may affect the repayment ability of the housing provident fund loan, because you are a legal person. Specific needs and banks, provident fund communication.