1. Ownership:
Advantages: Japan's real estate industry is extremely developed and mature, and the management of the whole apartment by the management club can be described as meticulous; The use of the repair fund is more reasonable and transparent. Not only should the fund balance be announced to the residents regularly, but also the use trend of the fund should be explained in detail.
Therefore, many Japanese buildings that have been built for more than 30 or 40 years are still strong, clean and tidy, in sharp contrast to many apartment buildings that are obviously outdated in China in a short time.
Disadvantages: The Japanese are not only cautious and strict with themselves at all times, for fear of affecting others, but also have high requirements for others-perhaps just because you walk a little louder, the residents living downstairs will complain to the management club about your "noise pollution". Therefore, to buy an apartment in Japan, we must first learn to be as cautious as the Japanese.
Another problem that has to be mentioned is that the land area of collective housing belongs to the residents of the whole building. For example, if there are 50 families in an apartment, your land area is one fiftieth of the building area. Most houses in Japan are permanent property rights, but they are not absolute.
2. Taxable when the property is delivered:
The buyer shall pay the following three taxes and fees during the delivery of the property:
(1) stamp duty: the tax rate varies with the property price, and the tax rate is 0.01%-0.20%;
(2) Real estate purchase tax: calculated according to the government evaluation price (generally 20-50% of the transaction price) rather than the actual transaction price;
(3) Registration tax exemption: the tax required for real estate or land registration is 2%.
3. Fixed assets tax (property tax) and urban planning tax:
However, the disadvantage of buying a house in Japan is that it needs to pay fixed assets tax every year, which is calculated according to the percentage of the annual land price of the house. It can be considered that the bigger the house, the more expensive the fixed assets tax; Among them, the tax rate of fixed assets (property tax) is 1.4%, and the standard of urban planning tax is 0.3% of the value of land or house.
4. Housing loan interest:
Many Japanese also use bank loans to buy houses, and the floating interest rate is about 0.8~ 1.2%. If there is no major problem in the national economic situation, this interest rate will not change much. Foreigners need to buy real estate in full, but they can't borrow money.
5. Income tax (rent):
The rent in Tokyo is not 10% of the house price, but 5%~8% and 3%~5% are actually paid after tax deduction. If you don't live in Japan, you will be charged an extra 20% tax.
6. Income tax transfer:
If the seller makes a profit when selling the property, he still needs to pay 30% transfer income tax and does not need to pay the loss of the house.
7. Resident tax:
If property buyers live in their own homes, they have to pay resident tax, which is 9% for properties less than 5 years old and 5% for properties over 5 years old.
Therefore, friends who want to buy a house in Japan, in fact, you need to know the relevant information of Tokyo and the laws and regulations of Japanese real estate before buying a house, in order to make a good investment in real estate.