I can't say for sure. If a bank easily opens an accident case to prove that it has made mistakes in the system, it is a matter of reputation, so the general bank will not pass it unless you have a lot of contacts. You know, if the overdue period is not serious, it will not affect the loan. If it is serious, even if the non-malicious overdue proof materials are issued, it will be invalid and will not be recognized in general places.