Recently, Weizhong Bank initiated by Tencent launched a consumer loan product called "Goose Spending Money", which can be used for consumption, transfer and red packets, and is called "WeChat Paying Pocket Money" by users. There is also a well-known joke, which is the essence of WeChat collection "Flower Bai" and "Borrowing Bai", which is used for PK ant products.
The maximum consumption amount of goslings is 50,000 yuan, and the current average user amount is about 10000 yuan ~ 30,000 yuan. Provide personal identity authentication and face recognition when applying, and then the rest is to provide personal basic information; In fact, the earliest entrance for Goose to spend money was opened by invitation in Tencent Video, and later it was fully opened to independent applications.
Application method: WeChat searches for "Goose spends money" and then agrees to "view service agreement and privacy policy". Click "Apply Now", fill in your personal identification information, and you can activate it after face verification.
In addition to spending money on geese, WeChat has a loan amount of up to 200,000. At present, micro-loan is an official invitation system. Officials will invite some users who meet the current credit conditions to use micro-loans, and the invited users can enter through the "QQ wallet" of mobile QQ and the "wallet" of WeChat. If you can't see the entrance, you can pay attention to the official account of micro-loan WeChat first.
To tell the truth, the limit of 50,000 yuan is not very low, which means that lenders need high qualifications. If it is a bank loan, the application and review conditions will be harsh. We must pay attention to the fact that personal central bank credit information cannot be tainted, users need to have the corresponding repayment ability, and they also need to pass the comprehensive evaluation of bank loans.
If it is an online loan, the threshold is relatively low, but in fact, a loan of 50,000 yuan will be relatively simple, and you have the opportunity to apply through your ID card, bank card and real-name registration system mobile phone number.
All of the above can apply for tens of thousands of quotas through WeChat. Behind them are Tencent and the banks that cooperate with Tencent. If the qualifications are not enough, then 50,000 yuan can't be applied.