Fake. Reminder: an institution that charges you for various reasons before you successfully apply for a loan is definitely not credible! It is more reliable to apply for a loan from a regular lending institution or bank! There are the following situations to distinguish whether a loan company is formal:

1. Will you charge fees before the loan? If you ask for various fees before you get the loan, it is basically a lie.

2. Accounting compound interest, that is, interest will naturally occur in the next few months, commonly known as "rolling interest". If it is, there must be something wrong.

3. Interest is higher than the national regulations, and it is stipulated in the regulations of central bank lenders that private lending interest cannot be higher than the national benchmark interest rate by more than 4 times.

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