1, within one year (including one year), the interest rate is 4.35%, and the loan interest of 10000 yuan is 435 yuan a year.

2. The interest rate for one to five years (including five years) is 4.75%, and the loan interest of 10000 yuan is 475 yuan a year.

3. The interest rate for more than five years is 4.90%, and the loan interest of 10000 yuan is one year 490 yuan.