Huai 'an provident fund loan requires applicants to submit application materials at the central outlets, and the loan applicants go to the loan handling department or call the loan handling department for housing provident fund loan consultation and prepare relevant materials for housing provident fund loans. Regarding the question of "how to use Huai 'an provident fund loan", the following is a detailed answer from Bianxiao. com. 1. How to borrow Huai 'an provident fund loan 1? When applying, the applicant shall submit the application materials at the central outlets. 2. Acceptance and preliminary examination of application materials. After examination, if the application materials are complete and conform to the statutory form, it is decided to accept them. If there are errors in the application materials that can be corrected on the spot, the person who has the right to correct them on the spot shall be allowed to correct them, and the corrector shall sign or seal the correction place and indicate the date of correction; If it is confirmed that the application materials are complete and conform to the statutory form, it shall be decided to accept it. 3, review/audit, whether the submitted materials are complete and conform to the statutory form; If the materials need to be verified, verify the relevant materials. 4, examination and approval, according to the audit situation, make a decision whether to complete. 5, after delivery, inform the individual housing provident fund loan application is successful, and issue a notice of business completion. Two. The legal basis of Huai 'an provident fund loan Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate a commercial bank entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted bank); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the procedures for the establishment, deposit and return of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when they purchase, build, decorate or overhaul their own houses. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Twenty-seventh applicants for housing provident fund loans shall provide guarantees. The above is the answer to "How to borrow Huai 'an provident fund loan". Housing provident fund loans have a wide range of loanable houses, while second-hand houses have fewer restrictions on housing age; The borrower can freely choose the repayment bank, which is not restricted by the developer's bank account. If you have any questions or legal problems, please visit the website for consultation.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 26 When employees who pay housing provident fund purchase, build, renovate or overhaul their own houses, they can apply for housing provident fund loans from the housing provident fund management center. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.