Follow three steps: 1) application: the loan application is approved by the bank or directly handled by the housing provident fund management department; 2) Signing a contract: the loan application is approved by the housing provident fund management department, passed with the guarantee contract, and the mortgage registration and necessary procedures are handled; 3) Lending: If the loan application is approved, the loan must be filled in by Guangban Bank, and the loan transfer voucher must be filled in the sales account of Guangban Bank; Housing provident fund loan refers to the housing provident fund loan entrusted by the housing provident fund to the optical bank to pay for the purchase, construction and repair of self-occupied housing. Optical Bank handles housing provident fund loans. Cities: Shanghai, Chongqing, Kunming and Yantai. Information channels for inquiring about provident fund loans: loan bank, China station for provident fund management.
2. I want to use the provident fund credit loan of China Everbright Bank. How to borrow it?
What is the payment base? How long did you pay?
3. What are the credit loan conditions of China Everbright Bank?
Loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information. Loan application materials: 1, lender's ID card; 2. The credit information of the lender in the past six months, and the credit information is good; 3. The bank card under the lender's name has been flowing for nearly half a year without interruption; 4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
4. I want to use the provident fund credit loan of China Everbright Bank. How to borrow it?
The loan process of Everbright Bank's housing provident fund loan is as follows: Application basis: After the loan application is accepted by Everbright Bank, it is submitted to the housing provident fund management department or directly applied to the housing provident fund management department for approval; Two. Signing a contract: after the loan application is approved by the housing provident fund management department,