Generally speaking, if it is a commercial loan, the annual interest rate will rise or fall on the basis of LPR. At present, LPR is 4.3%, and the added value is generally negative, so the real interest rate is generally lower than LPR. If it is a provident fund loan, the interest rate will be lower. The interest rate of the first suite is 3.25% for more than 5 years, 2.75% for less than 5 years, and the interest rate of the second suite is higher than that of the first suite 10%.