With the wide application of credit information, people pay more and more attention to their own credit information. When handling credit business online, everyone will pay attention to whether the platform will conduct credit investigation.
As a product of a fun shop, staging is a platform that many people will consider when handling loans. So, do you want to pay by installment?
Whether the staged platform will go to the central bank for credit information mainly depends on whether lending institutions have credit information requirements. At present, the lending institutions for installment payment are banks and financial institutions.
If the bank lends money, the credit will be collected in installments at the meeting. If a financial institution lends money, whether the credit will be recovered depends on whether the financial institution can obtain the credit from the central bank.
At present, we have cooperation with Alipay in future stages. When a user applies for a loan in the future installment platform, the platform will ask the loan to be authorized to inquire about sesame credit, that is, the future installment will be based on sesame credit.
In case of overdue, the overdue record will be recorded in Sesame Credit, and the borrower's Sesame Credit score may be reduced.
Sesame credit has a bad record, which will affect the user's future loan application or credit application.
Recently, there have been a lot of news on the Internet about the next installment of bankruptcy, the suspension of APP in the future, and the robbery of loan quota. Is there really a problem with future staging?
I personally tested the news on the Internet that the APP will be out of service. At present, the APP can be downloaded normally and the APP can be opened normally. If the APP doesn't open, I suggest you try it several times.
In addition, there is cooperation with Alipay in stages. If the user's installment APP is not available, you can try to get a loan through Alipay. After paying attention to the "installment" life number through Alipay, click "Borrow Now" to get the loan amount.
At present, the life number of the future installment is also a normal quota state, indicating that the future installment is still in operation.
If the user can't borrow money during the installment loan process, it is recommended to call the installment customer service hotline and ask the customer service for specific information.