To cancel the provident fund, you should go to the corresponding housing provident fund joint card bank or provident fund.

Meet the conditions for withdrawal of provident fund account:

Relevant proof of 1 And the identity card of the extractor;

2. If the registered permanent residence moves out of this city: the registered permanent residence move-out certificate issued by the public security department and the ID card of the extractor;

3. Settle abroad: certificate of cancellation of household registration; Loss of labor ability and termination of labor contract: the labor contract certificate provided by the labor department and the ID card of the extractor.

4. Termination of labor relations between migrant workers and their units: provide household registration certificate and termination of labor relations certificate;

After serving the sentence, or reaching the statutory retirement age of the country after serving the sentence: provide the people's judgment;

5. If the employee's death or the employee's death certificate is extracted by his heir or legatee, a notarial certificate issued by the inheritance right or legatee or a judgment made by the people's court shall be provided.

6. The withdrawal of the provident fund withdrawal, the withdrawal of the provident fund withdrawal and the withdrawal of the bank shall be submitted according to the withdrawal application of the provident fund withdrawal.

Second, the provident fund settlement procedure.

1. After the provident fund loan has settled all the loan principal and interest, the borrower will go to the entrusted bank to collect the relevant materials for loan settlement, and then go to the real estate management department to handle the cancellation procedures of real estate mortgage. 2. After the provident fund loan is paid off, the borrower has to go through the settlement procedures. The borrower takes his ID card, repayment card and loan contract to the local provident fund management center to settle the loan. It should be noted that it can only be processed between 8: 30- 1 1: 30 on the working day of each month, and it is not allowed to be processed on the deduction day of each month and the first working day after deduction. Repayment method of provident fund loan: one is one-off repayment method, which means that the balance of residential provident fund account is obtained from the entrusted bank once a year, and the loan principal is repaid in one lump sum. After repayment, the monthly repayment amount is recalculated according to the remaining loan principal and repayment period. After one-time repayment, the monthly repayment demand uses the customer's own funds, not the money in the provident fund account. The other is the monthly repayment method: its content is to obtain the method of repaying the loan principal and interest of the current month from the customer's provident fund account every month. If the amount of provident fund obtained is not enough, customers should also make up their repayment amount. This way can not only offset the principal and interest of provident fund loans, but also offset the principal and interest of commercial loans. If you have not used the provident fund in the first six months after paying off the provident fund, you can apply for a second provident fund loan immediately after repaying the first provident fund loan in advance; If you have used the provident fund when you settle down or within 6 months, you must wait another 6 months before you can apply for a loan. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. When buying, building, renovating or overhauling owner-occupied housing in cities and towns in this city, you can apply for housing provident fund loans from the bank with my own property housing as collateral and as a loan repayment guarantee. Legal basis: Regulations on the Management of Housing Provident Fund Article 2 These Regulations are applicable to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees. Article 3 The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees. Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.

3. What procedures are required for the settlement of provident fund loans?

After the provident fund is repaid, you need to go to the bank for settlement, and then go to the housing management center to release the house. The bank will issue the settlement procedures within 1-3 working days, and go to the housing management center to handle the mortgage release with the settlement procedures.

After the bank loan is settled, you can apply to the real estate management department for cancellation of mortgage registration. After the bank formalities are completed, you will give the customer a set of things, including:

1, house ownership certificate;

2. Certificate of other rights;

3. Apply for cancellation of mortgage registration. Take the above things and a copy of the client's ID card to the mortgage window of the real estate management center, hand in all the materials and get the receipt. Two working days later, the customer took the receipt and the original ID card to get the property right certificate and completed the mortgage cancellation.

The following materials shall be submitted for the property transfer formalities:

1. Personal creditor's rights mortgage: cancel at the trading center with my certificate and creditor's receipt or running bill (with correct amount) and debtor's ID card (or copy of business license) that can be proved to creditors.

Second, the bank credit mortgage: individuals also apply for loans, with the information given by the bank, including (copy of the bank business license, copy of the legal person, copy of the client, proof of other rights, etc.). ) and the real estate license to the trading center for cancellation.

4. How long can the provident fund be released?

You can cancel the mortgage business within 7 working days.

The borrower can go through the mortgage cancellation procedures according to the following steps: first, after the provident fund loan is paid off normally, the bank will pay off the certificate in batch print within five working days before the next month and hand it over to the guarantee company, which will notify the borrower one by one to receive the relevant materials; Secondly, the borrower carries relevant materials to the guarantee company to go through the formalities of canceling the guarantee, and the guarantee company issues an application for canceling the mortgage and other warrants; Finally, the borrower goes to the property right registration window to handle the mortgage cancellation procedures with the application for mortgage cancellation, other warrants, real estate licenses and ID cards.